What is a home warranty? A home warranty plan is a service agreement that provides protection against the cost of unexpected wear and tear repairs or replacement on your property's major mechanical systems, such as your furnace or boiler or heat pump, air conditioning or evaporative cooler or whole house fan, electrical, plumbing, garage door opener, sump pump, and appliances. You can also cover your gas fireplace, hot tub, pool, septic tank, and well if needed. Does it matter if I have a large home or older appliances? Home Warranty offers protection for all sizes of homes with no price increase for larger homes. Whether your home’s mechanical systems and appliances are new or a hundred years old, they are covered as long as your systems and appliances are in good working order at the start of the contract period. Why do I need a home warranty? The known cost of the warranty reduces budget concerns and minimizes the stress of household repairs and provides peace of mind. The average life expectancy of the nine critical home systems and appliances is 13 years, the likelihood of failure in a given year is 68%. Many Manufacturers will void an appliance warranty upon sale of home. We will contact manufacturer on behalf of the client and, in many cases, successfully obtain a discount for our client or reinstatement of the warranty by the manufacturer. This was the case with a whirlpool refrigerator compressors. Whirlpool initially denied the claim on the compressors (both times). A subsequent call to the manufacturer with model and serial number by our staff, resulted in both compressors being covered by the manufacturer. How does a home warranty differ from homeowner’s insurance? Your homeowner’s policy is designed to cover hazards in your home such as theft and specific disasters. A home warranty plan, on the other hand, provides coverage for repairs to mechanical systems or appliances that break down due to normal wear and tear. Our home warranty protection and your homeowner’s policy compliment each other and provide complete home coverage. |
| WHY A HOME WARRANTY? |
